First Car?

i am currently searching for my first car,but i am confused about what car to get. i want one with a 1.2 l engine or less, with a cheaper insurance. Any ideas? and could you please tell me about your first car……

Check with your insurance company on the cars with the best rates. You can’t go wrong checking with them first. Good Luck!

No matter what exactly are we planning to buy, all of us have a tendency to discover the cheapest possible solution for our requirements. So, the very same applies to purchase Automobile Insurance.

How to get cheaper car insurance

Today, there are number of peoples who are in the search of cheaper car insurance. Because the maximum car owners are paying odd figures for the car insurance. But, finding cheap cover in your budget is not a difficult, you have to follow the few methods that can help you lower your rates.

Try to shop around and sort out the prices that are offered by the different insurance companies. Because, many peoples are loyal to a specific insurance company who they have worked with in the past and simply they don’t want to start with a new company. This is very unfortunate for them because they are willingly to pay much more than others for the car insurance.

For this process, you can take the advantage of internet, there you can go to one of the many websites that offers comparison tools. But, all websites are not accurate, you can check the department of insurance websites for the accuracy in information. It’s important to make sure you are comparing for proper cover not only for rates. Because, some policies may seems cheaper, but you may wonder lower cover, when you make a claim. If you shop around you can save enough money every year on your car insurance.

Remember multiple insurance policies give the multiple discounts. For instance, if you have your home insurance and car insurance from the same insurance company, you may get the discounts. But, do some homework, you might get better rates than this from other insurance company.

Always ask for no claim bonus, it can save your enough money every year on your car insurance. No claim bonus is a reduction in premium, when you don’t make any claim. Normally you can get the discount up to 60% and it can vary by company to company.

About the Author

Habib Antule is a financial advisor and consultant and have provided his expertise to many financial institutions for loans and insurance. One of which is a bit online financial player in the market – Apnapaisa.com.

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I’ve had several accidents over the years, 2 major last year. Neither were my fault. Anyways, it seems no matter what company I use, I start off reasonable then all of a sudden a few months later they “find” the accidents and my rates skyrocket. I’m currently up for renewal, and I owe 700 and something at the end the month to stay with them, and then like 300 in something every month. I know I don’t have the greatest history and stuff, but there’s got to be cheaper. Right now I’m using Progressive. In the past I’ve used Geico, but have gotten estimates elsewhere too…. Any other suggestions??? I work a minimum wage job. I can’t afford this….. If I lived in the city I would so sell my car and just take subway considering my luck in driving, gas prices, car payments, and insurance, ughhh!!! Anyways, cheap insurance needed, please???
I might add I got a fairly new car — 2006, that I’m still making payments on. I wanna keep the full coverage, I think.

If you have shopped around, then it probably won’t do any good to shop around some more. Have you considered reducing some of your coverage?, increasing your deductibles? Doing so will reduce your premiums (and reduce your protection)