auto insurance state minimums
What are state laws governing a car accident in the state?
"I was in a car accident in Kentucky, however, live and have an insurance policy written in Indiana. The other driver was also from outside the state, with the testimony of Virginia, and was to blame. What are the least sure of their status to prevail, and where state insurance laws for the payment of benefits is imposed? I know I have to have an attorney represent me in Kentucky, but I am so confused that the guidelines for my policies must follow the laws of Indiana. Can you give me some details? Thank you.
The laws of the State where the accident occurred govern how the application will be processed. If a claim must be filed, would be presented in the State where the accident occurred. That said, policy language does not change simply because the accident occurred outside the state. You still have the same duties and rights under your policy. There is a clause in its policy that focuses on coverage of other states. This is a very standard clause in any policy of the car. Under the clause, other states – if you go to another state and that the state has higher limits than the minimum required by your state, politics dates to automatically another meeting a minimum. However, if the limits are higher than the minimum limits of U.S. policy not to lower. For example: you live in Alabama – limits: 20/40. You have an accident in Georgia: limits: 25/50. Its policy is expected 25/50. now …. You live in Georgia: 25/50 and have an accident in Alabama: 20/40. Its 25/50 policy will continue to provide. It is not going down.
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