Is there any way to repair the credit file after only 1 missed payment in 5 years span?

I missed two consecutive months on “one” of my consumer credit cards in 2004. I had total five credit accounts open at that time. I was out of country and this particular card’s website did not open for some reason and I could not make the payments. It can be noted that I made payments to all other cards in the same months. I had significant debt back then. So this negative entry along with the volume of other CC debt made my scroe sink very low. Now, I have a good job and have paid off every single penny of my debt. But this one bad remark in my credit file wont allow me good rates anywhere I apply. Insurance, car loan, new credit card to start afresh… everybody seems to just hang on to that one bad remark. I want to buy a house but am afraid of even going to the bank for a mortgage. Do 5 years worth of timely payments and all paid-off debts mean nothing against one missed payment?

Write to them and explain why. Some will change it for you Good Luck

Temporary car auto insurance in California?

Hi guys,

You cannot get a temporary insurance policy. You can be added to your friends insurance as an additional driver. The insurance companies don’t do it short term but will take you off when you don’t need it anymore. The cost will depend upon your driving record, age, the limits of the current policy and the company.

You may not have to do anything. If you have car insurance of your own you can call your agent to see if you are covered driving any car. Also, your friend can call his agent to see if he is covered if he allows someone else to drive his car. Most decent policies will cover you driving any car and will cover any driver driving your car with permission. Farmers, State Farm and Allstate have these type of policies, however, cave men policies don’t work this way.

Two mos. into term, Florio inks auto bill. (James Florio): An article from: National Underwriter Property & Casualty-Risk & Benefits Management $5.95 This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on March 19, 1990. The length of the article is 713 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. Y…

The Insurance Man of the Opera $13.50 The book is a very general explanation of hard to understand insurance terms. The author tries to offer not only simple explanations of those terms, but also provides his own insights from serving the community as an insurance professional for a number of years. The book uses easy to understand language in the explanations and suggestions made. The book is designed to give the common perso…

should police chase car theifs at high speeds especially through populated areas?

in scotland they look on it as some kind of ego trip and i am sick of innocent people getting knocked down as a result,
who cares about a dammed car thats why we pay our insurance,,
good old fashioned policing would find most culprits the car theif mob are not exactly the worlds most intelligent are they??

Pursuit driving is a double edged sword on one hand their are public safety issues. But on the other hand you have the issue that if you allow people who are committing crimes to drive off it will not be long before no one is stopping for the police. As far as using police helicopters they are wonderful tools if your department is big enough to afford one. The bottom line is if you pursue you are putting the public at risk BUT if you don’t pursue and allow criminals to drive off haven’t you just put the public at risk also? Some food for thought it is not the officer that initiates the pursuit. The officer initiates a traffic stop the criminal by choosing to run initiates the pursuit.

Reports from Commissioners, Inspectors, and Others: Mint; Motor Cars; National Gallery; National Portrait Gallery; National Gallery (Ireland); National Gallery (Scotland); National Insurance Act; Session 14 February 1912 – 7 March 1913 Vol. XLII by Briti …

Now that AIG has been nationalized, can I get cheaper auto insurance from them?

Being that I’m a tax payer and now part owner, can I get better rates from them?

Bwa ha ha. When you nationalize an industry, price goes up and service goes down. When said industry is forced to actually compete, prices go down and service goes up.

Auto insurers battle N.Y. tax rule. (Article 15): An article from: National Underwriter Property & Casualty-Risk & Benefits Management $5.95 This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on December 2, 1996. The length of the article is 1840 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase…

Auto Plan Leaves Reader Flat.(paying for automobile insurance coverage for uninsured motorists through gasoline tax is bad idea)(Column): An article from: … & Casualty-Risk & Benefits Management $5.95 This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on June 8, 1998. The length of the article is 2917 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. Yo…

Kulongoski suggests tax to fund troopers.(Government)(The proposal would put a surcharge on auto insurance to pay for an additional 120 to 140 Oregon State … from: The Register-Guard (Eugene, OR) $9.95 This digital document is an article from The Register-Guard (Eugene, OR), published by Thomson Gale on September 9, 2006. The length of the article is 1032 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation Details…

i have unreled qoute from insurance company should i file an small claims case againist an auto body shop?

i took my car to an auto body shop. iasked them to stop because they were taking to long and they gave a longer estimate too .so ihad to have it towed because they gave it back striped downed and it was not drivable.i had the adjuster come to the new autobody shopand take pictures for the supplement and damage done by the first auto body shop.they sent me those pictures and the qoute for the damage done to it by the first shop.the sent me papers saying that dents and chip dents are not reled to collision.also if they were there in the first place the first estimate before i took it the auto body shop [done by the fisrt adjuster ]would have seen these dents and chip dents because the first estimate is a visual estimate of the outside .so shuold i take the auto body shop to small claims court .

It’s probably best to put some things behind us sometimes.It doesn’t sound like you have enough of a case to warrant ruining your life for months.

Newswire Photo (L): Auto insurance patrol $57.00 This is a museum-quality, reproduction print on premium, acid-free, semi gloss paper with archival/UV resistant inks.Date: n/aTopics: HISTORY OF THE OLD AMERICANA PHOTOSThis image comes from the George Grantham Bain Collection which represents one of America’s earliest news picture agencies. The collection richly documents sports events, theater, celebrities, crime, strikes, disasters, political a…

Newswire Photo (M): Auto insurance patrol $37.00 This is a museum-quality, reproduction print on premium, acid-free, semi gloss paper with archival/UV resistant inks.Date: n/aTopics: HISTORY OF THE OLD AMERICANA PHOTOSThis image comes from the George Grantham Bain Collection which represents one of America’s earliest news picture agencies. The collection richly documents sports events, theater, celebrities, crime, strikes, disasters, political a…

Newswire Photo (S): Auto insurance patrol $24.95 This is a museum-quality, reproduction print on premium, acid-free, semi gloss paper with archival/UV resistant inks.Date: n/aTopics: HISTORY OF THE OLD AMERICANA PHOTOSThis image comes from the George Grantham Bain Collection which represents one of America’s earliest news picture agencies. The collection richly documents sports events, theater, celebrities, crime, strikes, disasters, political a…