I would like to learn insurance?

I am currenlty working for an insurance company that specializes in insurance for commercial accounts. I’m the receptionist so I really don’t do much. I would like to take on more responsibility but here you do not get respect without a liscense. My boss will pay for my classes but I don’t know the first thing about insurance. From what I hear we deal with general liability, fiduciary liability, d&o, life, commercial auto, and workers comp. Also we have a dental department. Before I go into my classes I would like to know the basics is there a place online that can help me, or a book I can pick up somewhere? Thanks for the help guys.

Get your license right away. Go take the classes that your boss is going to pay for. They are pretty easy. Being that your company handles both P&C and Life, tell them that you want to get both licenses. This will make you more valuable. I think I did my studying through Dearborn, but there are several good companies to use.

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No matter what exactly are we planning to buy, all of us have a tendency to discover the cheapest possible solution for our requirements. So, the very same applies to purchase Automobile Insurance.

why does low credit score make your auto insurance higher?

A low credit score does not make your insurance costs higher per say. A low credit score simply does not give as much of a discount as a high credit score may.
Example: Without running credit report on our systems insurance costs would be say $1000 a year. With a low credit score it only discounts $150 a year making what you pay $850 per year. With a high credit score it could discount it $400 per year making your costs $600 a year. That “discount” takes into account the likelyhood that you will A. Be a constantly paying client B. If you take care of your finances, you take care of your belongings Home, Car, Jewelry etc. and C. In the case of an accident you are more likely to be able to pay the assigned deductibles.
These are not all of the factors that come with the package but gives a general idea and abit more of an explaination than the previous answers I have read.

A question about car insurance claim regarding speaking with the adjuster?

I am going to an Allstate Drive in claims office on Monday to get money for damage that was done to my car. My question is, I know I don’t have to have my car fixed by anyone they are affiliated with, but can I have them make the check out to me?

Their insured damaged you and they only deal in dollars, sometimes they try to steer you to their “favored” shops who give them turkeys at Thanksgiving and other favors.

Legal? Certainly, it is your car.
I would get one estimate before going just to make sure they don’t lowball you, they often try to short you a couple hundred, they are trained to think that every time they write a check its their own money.

Which occupation would be best for car insurance purposes?

I can honestly say “Retired”,”Investor”, “Private Investor” Or “Self Employed”.

In the USA, it really shouldn’t matter

Looking for easy car insurance quotes… HELP !!!?

Well i havent as of yet bought a car, but I am definately going to by the end of the year. I have alot of different cars im considering and all different prices and insurance groups, which means its hard for me to determine the insurance price of a car because there is nothing to compare it with. SO what i am looking for is a site which will give me QUICK access to quotes for cars because I don’t wanna spend hours telling them what i have for dinner when I just want to get a rough idea of the car’s cost. Thank you for all help

Help yourself – you can check your quotes in internet, for example here – autoinsurance.maclenet.com