Will car insurance always be expensive when I first purchase it?

I’ve never had car insurance and I’m about to purchase a car. I’ve been researching different companies and they are all pricey. Should I wait until I’m 25 to get my own insurance since it will be cheaper or is the price based off other factors? I’m currently 24 years old and never had insurance under my name.

if you are just purchasing a vehicle, your rates will not be that high. now if you had a vehicle and were driving without ins, alot of places will be unable to insure you..
but you are just purchasing, so have you looked into state farm? depending on what type of car has alot to do with your rate. driving history as well… if you have never had any tickets or accidents you would get a good driving discount, if you have no dependents, you would get a discount for that as well. it all depends where you go through, and the more that you insure the bigger discounts you will get ex. renters, life, home, another auto.. good luck in your search for insurance, if you have any questions i would be happy to help.

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No matter what exactly are we planning to buy, all of us have a tendency to discover the cheapest possible solution for our requirements. So, the very same applies to purchase Automobile Insurance.

Is this Auto insurance coverage seems good? p/s advice me i have no idea. they gave me for 107 month payment?

Bodily Injury Liability $50,000/100,000
Property Damage $50,000
Uninsured Motorist Bodily Injury $15,000/30,000
Uninsured Motorist Property Damage or
Collision Deductible Waiver
Included
Medical Expenses No Coverage ************* very scars me how come i am not covered******
Comprehensive Deductible $500
Collision Deductible $500
Rental Car Benefit No Coverage
Towing and Labor No Coverage
Gap Coverage or Loan/Lease Payoff Coverage Not Included
Repair or Replacement Cost Coverage Not Included ************ how about this********
Special Equipment Coverage Not Included
Lienholder/Additional Insured
can some one explain it to me how come i am not covered for medical expanse and car repairer?

For the third time… no medical is a big risk in my opinion. For Bodily Injury Liability I have half a mil myself, it isn’t that much more expensive with the right people.
You are not covered for medical expanse and car repairer because you haven’t asked for it.

how to register a car when you have debt?

I got sick and ran up medical bills and had no insurance. I tried for disability and didn’t work through that process and didn’t get it. County charges the same amount to pick up a prescription as if you were admitted…$200 for a box of strips to check blood sugar. Anyway, I borrowed the money from someone to purchase a used car. I want to register it and she is relunctant to have her name on title as the lien holder. But, I want it on there as I don’t want the creditors to fake serving me and show up for the car with a writ. She is 78 and has cancer so I want some way to register it with her giving me the pink slip as I don’t her relatives to claim my car if she dies. Is the lienholder free from responsibility? HELP PICKING THE CAR UP TODAY

I’m pretty sure that if the car is not used as collateral, your creditors cannot take the car. Also, even finance companies are reluctant to repo a car, as it’s difficult to sell them.

Also, as a diabetic myself for over 10 years, where are you going to get these test strips that is making you pay $200?!? I have NEVER paid more than $35 for a box of 50 strips, ever, and I get mine at Walgreens without a prescription.

What does each question on a car insurance mean and how does it increase your rate?

For example have you had insurance prior to this and what date it ends.
How much you drive the car.
Also I am 20 and have had insurance my prior rate was 700 for 6 months. I had two at fault accident before that insurance at 18. But only one was really at fault and I have to get proof and the other drops of my record on the 13th of August. I am trying to figure what a estimate of what my car insurance would be for a liability insurance in TX now

Impossible to answer your question. Each company would ask different questions and there is no standard “One size fits all” form that insurance companies use.

The questions they ask are to establish your risk factor so they can set an estimate of costs, based on what you have told them. Of course once you accept the policy and they run the information, it’s subject to change if you have left something out.

The best way to find the rates you would be paying is to find an independent agent, one not tied to any one company, give him your needs and information, and let him search his data base for the best company for your specific needs. Good luck with the quest.

what kind of vehicles can one drive/ride in California with out a drivers license?

for the purpose of this question bicycles don’t count but powered wheelchairs and motorized bicycles do
( ex of motorized bicycle http://www.goldenmotor.com/JDbike/JD-ebikeprod.htm obviously different from motorcycle)
i need a way to get to work 5 miles away other than pedaling a normal bicycle but also don’t have a drivers license could not afford gas or insurance costs of a car either and public bus’s take to long and are unrelyable
something i can drive/ride along the sidewalk or streets to get to work preferably electric not gas powered
nice responce donna how ever powered wheel chair was just an example off the top of my head no i wouldnt ride one to work how ever the electic bike from the link is looking like my best option i can save up for the bike or what not it self it’s the on going expenses of insurance and gas that prevents me from getting a car that and i don’t have a license yet

hmm, you could walk.. but that would be a little far i suppose, and if you woke up late for work you’d be really late. a bike would prolly be the best, lease expensive choice.. would you really ride a powered wheelchair to work? lol that would be kinda funny.. those things don’t usually go very fast, you could prolly walk faster, unless you plan on spending alot of money, a bike, skateboard, or scooter of some sort would be best.